Budgeting for Plastic Surgery and Aesthetic Treatments with Monthly Payments

Plastic surgery and aesthetic treatments are here to stay, and just like you budget for your gym membership, you can plan for your skincare and aesthetic maintenance. Think of it as your “skin gym”, where regular treatments keep you looking and feeling your best. If you’re considering plastic surgery or aesthetic treatments but are worried about the cost, the good news is you can most likely afford these procedures right now with our various budgeting options.

While financing medical procedures has been around for a while, more and more patients are discovering that they can schedule plastic surgery and enjoy regular non-surgical treatments without breaking the bank. With flexible monthly payments, you can plan your aesthetic maintenance on your terms.

Monthly Payments 101

At Synergy Medical Aesthetics, we offer several convenient ways to budget for your treatments. We accept Visa and MasterCard for payments, but many patients find that they benefit from the lower interest rates offered by our medical financing providers. You can apply online, and in many cases, get approved instantly.

Budgeting for Injectables, Laser, and Other Treatments

Can you give me an example?

Let’s say you want to enhance your facial contours with dermal fillers. In most cases, two syringes is enough to treat your face and lips, and the approximate cost is around $1,500. With an average credit score of 660-680 on a 24-month payment plan, this would only cost about $72 per month. Need an annual top-up? That could be just $135 per month spread over 12 months.

Now, consider a Morpheus8 treatment to tighten and rejuvenate your skin. With a single session cost around $800, spreading it over 12 months means you’re looking at just $67 per month. With these budgeting options, maintaining your look has never been easier.

Monthly Payment Options at Synergy Medical Aesthetics

We partner with several providers to offer you flexible monthly payments tailored specifically for cosmetic procedures and plastic surgery. Our team can help guide you through the application process and find the best option for your needs.

What is the minimum amount I can finance?

BeautiFi

$1,000

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Medicard

$500

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Credit Medical

$1,000

Apply Now

How long does it take to get approved?

You can apply online and get pre-qualified in minutes! In many cases, approvals can be secured in less than 24 hours.

Will applying impact my credit score?

Applying with Beautifi or Credit Medical involves a “soft credit check” which does not affect your credit score, so there’s no risk or obligation when applying. However, Credit Medical performs a “hard credit check” which may impact your credit score.

What will my interest rate be?

Your interest rate depends on factors such as your monthly income, credit history, loan amount, and term length. Rates can start as low as 8.95%.

Can I pay off my loan early?

Yes, you can repay part or all of your loan at any time! There are no pre-payment penalties or fees with any of our providers.

Do I need to finance my entire procedure?

No, you can choose to finance all or just a portion of your procedure, depending on your needs.

I don’t have a credit history; can I apply with a co-signer?

Yes, you can apply with a co-signer who has an eligible credit history and is willing to assume liability for the loan.

Contact us today to learn more about how you can start budgeting for your plastic surgery or aesthetic treatments!

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Dr. Barnsley is a Board-Certified Plastic Surgeon
Dr. Barnsley is a board-certified plastic surgeon based in Victoria and Nanaimo, BC
Dr. Barnsley is a member of the Canadian Society of Plastic Surgeons, American Society of Plastic Surgeons, and the Canadian Society for Aesthetic Plastic Surgery
© 2024 Synergy Medical Aesthetics. All rights reserved.
Dr. Philip Barnsley, a board-certified plastic surgeon in Victoria, BC, specializes in a variety of plastic surgery procedures including breast augmentation, breast lift, tummy tuck, facelift, as well as a number of non-surgical medical aesthetic procedures. He serves Lantzville, Nanaimo, Ladysmith, Parksville, Qualicum Beach, Port Alberni, Victoria, and other communities throughout Vancouver Island.